F&I Products

Our F&I products help dealerships grow profit, improve penetration, and create long-term value through expert coaching, transparent structure, and results-driven strategy.

Proven F&I Products That Drive Real Results

Dealerships partner with Ascent Dealer Services to strengthen every metric that matters—per vehicle retail, customer satisfaction, retention, and reinsurance profit. Our F&I products are backed by years of retail experience and structured for one goal: consistent, measurable performance. From in-store coaching to compliance support, we help your team sell with confidence and deliver results that last.

Explore Our F&I Products

Each F&I product from Ascent Dealer Services is backed by real retail insight, trusted providers, and a dealer-first strategy that turns protection plans into profit.

Vehicle Service Contracts

Keep every deal strong long after delivery. Our customizable service contracts cover major repairs for any vehicle type—building trust, retention, and consistent profit that scales with your volume.

GAP Insurance

Chargebacks don’t belong in your books. Our no-chargeback GAP program locks in dealer profit and gives customers confidence when the unexpected happens.

Appearance Protection

First impressions last. Offer premium protection that keeps every car showroom-ready while reinforcing your reputation for quality and care.

Diminished Value

When repairs are complete, value still matters. Our coverage preserves your customer’s investment and positions your dealership as their long-term advocate.

Key Replacement

Lost keys shouldn’t mean lost time or lost profit. Deliver a simple, high-value benefit your customers appreciate—and your F&I team can sell every day.

Tire & Wheel Protection

Every pothole becomes a profit opportunity. With our tire and wheel programs, customers stay safe, satisfied, and loyal to your service department.

Repaired Forever

Turn every repair into a retention tool. This lifetime parts warranty keeps customers returning to your bays and adds serious depth to your reinsurance performance.

Reinsurance

Stop renting your profit. Our DOWC structures let you own your performance, grow long-term wealth, and take control of every F&I dollar earned.

Bundle Plans

Simplify the pitch, multiply the value. Combine key protections into one easy-to-sell package that lifts penetration and strengthens every presentation.

The Right Product Mix Can Add Hundreds Per Deal. Do You Have It?

Ascent builds F&I product lineups around your store, your customers, and your reinsurance goals. Every product is backed by coaching so your team actually sells it.

Discover the Ascent Dealer Services Advantage

Dealers choose Ascent Dealer Services because we know what it takes to perform at the highest level. Every F&I product, every program, and every partnership is built around measurable success and long-term growth.

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  • Retail Expertise That Drives Results

    Our team includes former dealers and NADA graduates who understand your challenges and know how to turn them into performance wins.

  • Coaching That Builds Confidence and Consistency

    Every product comes with hands-on coaching that helps your team communicate value, close effectively, and stay fully compliant with every deal.

  • Programs Built for Long-Term Profitability

    Ascent Dealer Services’ F&I products are structured to build recurring revenue, reinsurance equity, and sustainable growth across every rooftop.

Discover What Dealers Say About Our F&I Products

FAQs About Our F&I Products

Each product is designed to create value for both the dealer and the customer. Our coaching and structure help teams improve product penetration, reduce chargebacks, and strengthen reinsurance returns.

Yes. We tailor every program to your brand, market, and customer base, ensuring your F&I lineup fits your dealership’s goals and selling style.

Our partnership doesn’t end at setup. We provide ongoing coaching, performance reviews, and process optimization to ensure your dealership continues growing month after month.

Protect Profit, Build Trust, and Strengthen Results

Start your next phase of F&I growth with a partner who helps you win. Schedule a call with Ascent Dealer Services to stabilize profit, develop leaders, and elevate every part of your F&I department.

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